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Enlace News: Cuellar Helps Answer; How Much Will Health Insurance Cost Us?


According to a press release submitted to ENLACE NEWS by the office of Congressmen Henry Cuellar, on Wednesday, September 25th, the Department of Health and Human Services (HHS) released cost estimates of premiums for the State of Texas under the Health Insurance Marketplace that opened on Tuesday, October 1st.

Texas consumers will be able to choose from an average of 54 health plans in the Marketplace. The statewide average premium in Texas for the lowest-cost silver plan will be $287 and for the lowest cost bronze plan it will be $211. However, these premiums will be significantly lower across the 28th District of Texas. The HHS report provides estimates for the 25 largest metro areas in the 36 states in which HHS will support or fully run the Health Insurance Marketplace in 2014.

In most of the Rio Grande Valley area, a 27-year old who makes $25,000 per year will pay $99 per month for the lowest cost bronze plan and $145 per month for the second lowest cost silver plan, taking into account tax credits.  A family of four, in the same area, with an income of $50,000 per year, the lowest bronze plan would cost only $117 per month. Consumers within this area will be able to choose from among 30 qualified health plans.

“Affordable healthcare coverage is about peace of mind and personal financial responsibility,” said Congressman Henry Cuellar.  “In the 28th District of Texas, over 30% of residents do not have access to health insurance.  The opening of the healthcare marketplace and the ability to choose among different options for affordable health insurance will change many of lives in a profound way.  No longer will fear of an accident, potential for illness, or the even the desire to receive basic preventive care threaten to derail the financial security of millions of Texas families.  And in Texas, where the state government has been fiercely opposed to the rollout of the Affordable Care Act despite high rates of uninsurance, rates for healthcare premiums will be at or below the national average.  I applaud the announcement by the Department of Health and Human Services and encourage every resident of the 28th District to take full advantage of his or her options.”

For more information regarding heath coverage, residents are encouraged to visit HealthCare.gov, or cuidadodesalud.gov or call 1-800-318-2596 toll free (TTY: 1-855-889-4325).

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